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Savvy Shopper’s Guide to Buying Gold Jewelry

With the price of gold skyrocteting, shoppers MUST be very careful when buying gold jewelry. Buying gold jewelry can be tricky because there are different types of karats, 14K cubic zirconia jewelry, and different colors of gold (based on other materials that the gold might be alloyed with to give added strength).

Ask Questions before Buying

The phrase “buy now, ask questions later” should never apply to gold jewelry, even cubic zirconia gold jewelry. You should ask plenty of questions before making such an elaborate purchase. A reputable jeweler will be able to answer all of your questions honestly and will provide you with helpful tips concerning your jewelry needs.

Here are some questions to ask:

  • What is the actual karat of the gold? 10kt, 14kt, 18kt, or 24kt?
  • Is it real gold or plated gold?
  • Are the stones real or are they made of cubic zirconia?
  • What factors were used to determine the gold jewelry’s price? Weight, ornamental detail, design or construction?
  • What type of clasp is used? This is important with gold necklaces and bracelets. You need a strong, easy-to-use clasp.

What are Karats?

Pure gold is 24kt and offers a deep and rich color. Unfortunately, 24kt jewelry is very soft and can be damaged easily. Jewelry made with 24kt gold must have a special stamp of individuality.

Other karats of gold contain alloy metals to add strength. These alloy metals may be copper, zinc, silver, or nickel. These metals can also change the color of the gold to have a rose, white, or green coloration. Gold must be at least 10kt to be legally labeled and sold as real gold jewelry in the United States.

Trademark and Pricing of Gold Jewelry

All gold jewelry sold in the United States must have a manufacturer’s trademark. You might also see the name of the country where the jewelry was manufactured, and the manufacturer’s hallmark. The trademark tells the proper karat of the jewelry. It can be found on the inner part of the band on a diamond ring or any other gold-banded ring, or on the clasps of gold necklaces or bracelets. On earrings, the trademark might be found on the back of the earrings.

Types of Gold Jewelry

Gold jewelry is available in an assortment of styles and types. There are 14kt gold necklaces with or without pendants, attached stones such as sapphires and gemstones. A necklace may come in 14kt yellow gold or white gold. A pearl necklace can come in different styles as well such as a complete strand or partial strand of pearls on a 14kt yellow or white gold necklace.

There are also many types of 14kt gold earrings such as stone earrings, chandelier earrings, gemstone earrings, pearl earrings, semi-precious earrings, stud earrings, and even 14kt gold hoop earrings.

Diamond rings can be set on a 10kt or 14kt gold band in white or yellow gold. There’s the solitaire diamond ring and the diamond ring cluster, depending on the occasions. Solitaire diamond rings set on a 14kt gold band are still the most sought after for an engagement ring.

Other types of gold or diamond jewelry might include pendants, men’s rings, diamond or gold bracelets, and anklets.

Online Jewelry Shopping

The key to smart gold jewelry shopping online is to know your gold and know what types of jewelry are available. When shopping at a jewelry website, look for clarity as to what the jewelry is made of, its weight, and what types of stones are used in the jewelry. Also, be sure a Jewelry Certificate of Authenticity is provided with each purchase.

Go online to find an assortment of gold jewelry for gifts, a marriage proposal, or to buy your favorite jewelry for any occasion.

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Jewelry References

  • Jewelry Information Center (JIC) Jewelry Information Center (JIC) is the public relations arm of the fine jewelry and watch industries. Founded as a non-profit trade association in 1946 in New York City, JIC is funded by its members (nearly 1,000 manufacturers, designers, and retailers o Jewelry Information Center (JIC) is the public relations arm of the fine jewelry and watch industries. Founded as a non-profit trade association in 1946 in New York City, JIC is funded by its members (nearly 1,000 manufacturers, designers, and retailers o
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  • AGS Laboratories AGS Laboratories is the world’s premier diamond grading laboratory for diamond cut, the first diamond laboratory to offer a diamond cut grade based on proven science and the first laboratory to offer cut grading for fancy shapes including princess, emeral AGS Laboratories is the world’s premier diamond grading laboratory for diamond cut, the first diamond laboratory to offer a diamond cut grade based on proven science and the first laboratory to offer cut grading for fancy shapes including princess, emeral
  • Cultured Pearl Association of America The Cultured Pearl Association of America, Inc is a non profit group founded in 1957, comprised of the finest manufacturers, wholesalers, dealers and suppliers of Cultured Pearls in the United States.  Our intention is to “cultivate” awareness, interest, The Cultured Pearl Association of America, Inc is a non profit group founded in 1957, comprised of the finest manufacturers, wholesalers, dealers and suppliers of Cultured Pearls in the United States. Our intention is to “cultivate” awareness, interest,
  • American Gem Labs (AGL) American Gemological Laboratories (AGL) is an international gemstone testing facility specializing in comprehensive colored gemstone analysis. AGL provides identification reports, detailed enhancement reports, country-of-origin or provenance reports, as w American Gemological Laboratories (AGL) is an international gemstone testing facility specializing in comprehensive colored gemstone analysis. AGL provides identification reports, detailed enhancement reports, country-of-origin or provenance reports, as w
  • The World Jewellery Confederation CIBJO is an international confederation of national jewelery trade organizations. CIBJO’s purpose is to encourage harmonization, promote international cooperation in the jewelery industry, and to consider issues which concern the trade worldwide. CIBJO is an international confederation of national jewelery trade organizations. CIBJO’s purpose is to encourage harmonization, promote international cooperation in the jewelery industry, and to consider issues which concern the trade worldwide.
  • AGTA Gem Industry Guide The AGTA is recognized within the jewelry trade as the authoritative source on natural colored gemstones: “The voice of the natural colored gemstone, pearl and cultured pearl industries.” The AGTA is recognized within the jewelry trade as the authoritative source on natural colored gemstones: “The voice of the natural colored gemstone, pearl and cultured pearl industries.”
  • Gemological Institute of America (GIA) Established in 1931, GIA is the world’s largest and most respected nonprofit institute of gemological research and learning.  GIA discovers (through GIA Research), imparts (through GIA Education), and applies (through the GIA Laboratory and GIA Instrument Established in 1931, GIA is the world’s largest and most respected nonprofit institute of gemological research and learning. GIA discovers (through GIA Research), imparts (through GIA Education), and applies (through the GIA Laboratory and GIA Instrument
  • Platinum Guild International The Platinum Guild International is the official website for platinum jewelry; offering advice and information, design inspiration, and where to find a recommended platinum retailer in your area. The site is brought to you by Platinum Guild International, The Platinum Guild International is the official website for platinum jewelry; offering advice and information, design inspiration, and where to find a recommended platinum retailer in your area. The site is brought to you by Platinum Guild International,
  • The Silver Institute The Silver Institute is a nonprofit international association that draws its membership from across the breadth of the silver industry. This includes leading silver mining houses, refiners, bullion suppliers, manufacturers of silver products and wholesale The Silver Institute is a nonprofit international association that draws its membership from across the breadth of the silver industry. This includes leading silver mining houses, refiners, bullion suppliers, manufacturers of silver products and wholesale
  • World Gold Council Founded in 1987, the World Gold Council is an organization formed and funded by the world’s leading gold mining companies with the aim of stimulating and maximising the demand for, and holding of Gold. Founded in 1987, the World Gold Council is an organization formed and funded by the world’s leading gold mining companies with the aim of stimulating and maximising the demand for, and holding of Gold.

Jewelry Titans

  • Tiffany & Company The year was 1837. Charles Lewis Tiffany and his schoolmate John Young traveled from New England to New York City with an idea and a dream that were to become Tiffany & Co. While the first day of business brought a mere four dollars and 98 cents, the The year was 1837. Charles Lewis Tiffany and his schoolmate John Young traveled from New England to New York City with an idea and a dream that were to become Tiffany & Co. While the first day of business brought a mere four dollars and 98 cents, the
  • Harry Winston Harry Winston always possessed a gift; he had an eye for the best gemstones and a nose for what the customer wanted. Winston is still known for exquisite jewelry. His name is still linked to some of the most beautiful jewels and settings in the world. Harry Winston always possessed a gift; he had an eye for the best gemstones and a nose for what the customer wanted. Winston is still known for exquisite jewelry. His name is still linked to some of the most beautiful jewels and settings in the world.
  • Cartier Louis Francois Cartier the son of a powder horn maker, founded Cartier in 1847; the year his workshop master Adolphe Picard died. Cartier would take over Maitre Picard’s Jewelry shop located at 31 Rue Montorgueil, Paris. Louis Francois Cartier the son of a powder horn maker, founded Cartier in 1847; the year his workshop master Adolphe Picard died. Cartier would take over Maitre Picard’s Jewelry shop located at 31 Rue Montorgueil, Paris.
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